Daniel Ferreira's research page

My SSRN page
My Google Scholar profile

Selected Working Papers

1 - Boards of Banks
Daniel Ferreira, Tom Kirchmaier, and Daniel Metzger

Abstract: We show that country characteristics explain most of the cross-sectional variation in bank board independence. In contrast, country characteristics have little explanatory power for the fraction of outside bank directors with experience in the banking industry. Exploiting the time-series dimension of the sample, we show that changes in bank characteristics are not robustly associated with changes in board independence, while changes in board experience are positively related to changes in bank size and negatively related to changes in performance. The evidence suggests that country-specific laws and regulations affect the composition of boards of banks mainly through requirements for director independence.

Latest version: January 8, 2012. Download it from SSRN.

2 - Competition and Organizational Change
Daniel Ferreira and Thomas Kittsteiner

Abstract: We develop a model in which competitive pressure is a catalyst for organizational change. In our model, commitment to a narrow business strategy is valuable because workers need to coordinate their efforts to build a strategy-specific capability. We show that a monopolist may not be able to commit to a focused business strategy. However, introducing competition can make commitment credible, thus leading to organizational change and greater operating efficiency. Our model sheds light on a number of questions in the intersection between the strategic management literature and the organizational economics literature, including the importance of leadership styles, the existence of X-inefficiencies, and the interactions between strategic positioning and organizational capabilities.

Second preliminary version: August 26, 2011. Download it here.

3 - Who Gets to the Top? Generalists versus Specialists in Organizations
Daniel Ferreira and Raaj Sah

Abstract: We propose a model of communication in organizations in which the quality of communication depends on the match between senders and receivers of messages. The model allows for two dimensions of knowledge: breadth and depth. Specialists have deep knowledge of few areas while generalists have superficial knowledge of many areas. Generalists are useful because they can communicate with many different specialists. As a consequence, optimal organizational structures are such that generalists are at the top and specialists are at the bottom. Our model has a number of implications for organization design. In particular, we show that an increase in the complexity of the environment together with improvements in communication technology lead to a decrease in specialization at the top.

Latest version: January 2010. Download it from SSRN.

4 - Unbundling Ownership and Control
Daniel Ferreira, Emanuel Ornelas, and John Turner

Abstract: We study optimal corporate control allocations under asymmetric information. We modify the canonical partnership dissolution model to allow for the endogenous determination of ex post ownership and control structures. Using a mechanism design approach, we fully characterize the optimal restructuring mechanism. This mechanism requires increasing the number of shares of the incumbent insider if he remains in control, while giving him a golden parachute that may include both stock and cash if he is deposed. The model exemplifies a novel explanation for the prevalence and persistence of the separation of ownership from control: efficiency in control contests is more easily achieved when ownership of cash flow rights is not concentrated in the hands of insiders. The model generates several novel empirical predictions.

Latest version: June 2010. Download it from SSRN.
Also CEPR working paper no 6257, ECGI finance working paper no 172.

5 - Regulatory Pressure and Bank Directors' Incentives to Attend Board Meetings
Renee Adams and Daniel Ferreira

Abstract: The primary way in which directors obtain necessary information is by attending board meetings. Bank directors, in particular, are strongly urged to attend meetings by regulators. We investigate whether such pressure is sufficient for bank directors to have good attendance records. Using data on whether directors were named in proxy statements as attending fewer meetings than they were supposed to, we find that a) bank directors appear to have worse attendance records than their counterparts in nonfinancial firms, b) their attendance behavior is related to explicit and implicit incentives for attendance, and c) past attendance records are not related to the likelihood a director departs the board. Our results suggest that explicit and implicit incentives may provide important complements to regulatory pressure in influencing director behavior.

Latest version: April 2008. Download it from SSRN.

Published and Forthcoming Papers

1 - Incentives to Innovate and the Decision to Go Public or Private
Daniel Ferreira, Gustavo Manso, and Andre C. Silva
Review of Financial Studies, conditionally accepted.

Abstract: We model the impact of public and private ownership structures on firms' incentives to invest in innovative projects. Innovation requires the exploration of a promising new idea that has an unknown probability of success. We show that it is optimal to go public to exploit the current technology and to go private to explore new ideas. This result follows from the fact that private firms are less transparent to outside investors than public firms. In private firms, insiders can time the market by choosing an early exit strategy if they learn bad news. This option makes insiders more tolerant of failures and thus more inclined to invest in innovative projects. In contrast, prices of publicly-traded securities react quickly to good news, providing insiders with incentives to choose conventional and safer projects in order to cash in early.

Latest version: September 15, 2011. Download it from SSRN.

2 - Corporate Strategy and Investment Decisions
Daniel Ferreira
Chapter 2 in
Capital Budgeting Valuation: Financial Analysis for Today's Investment Projects, Baker, H.K., and P. English (eds.), John Wiley & Sons, 2011, pp. 19-35.

Abstract: This chapter reviews the literature on business strategy and its relations to corporate investment decisions. It provides an overview of some important concepts and briefly discusses their practical implications. A selective review of empirical evidence is used to illustrate a few key ideas. The chapter offers an introductory discussion of topics such as competitive advantage, added value, industry analysis, the industry life cycle, firm scope, firm resources, and the trade-off between commitment and adaptation. Specific applications to the problem of corporate investment include corporate diversification, strategic investments, identifying and valuing synergies, mergers and acquisitions, cash flow forecasting, and interactions between investment and financing decisions.

First version: May 2010. Preliminary version available here.

3 - Board Structure and Price Informativeness
Daniel Ferreira, Miguel A. Ferreira, and Clara Raposo.
Journal of Financial Economics, March 2011, 99(3), 523-545.

Abstract:
We develop and test the hypothesis that stock price informativeness affects the structure of corporate boards. We find a negative relation between price informativeness and board independence. This finding is robust to the inclusion of many firm-level controls - including firm fixed effects - and to the choice of the measure of price informativeness. Consistent with the hypothesis that price informativeness and board monitoring are substitutes, this relationship is particularly strong for firms more exposed to both external and internal governance mechanisms and for firms in which firm-specific knowledge is relatively unimportant. Our results suggest that firms with more informative stock prices have less demanding board structures.

PDF file.
Winner of the Egon Zehnder International Prize for the best paper in the ECGI working paper series on company boards and their role in corporate governance. Picture of Clara receiving the prize in Barcelona.

4 - Board Diversity
Daniel Ferreira
Chapter 12 in
Corporate Governance: A Synthesis of Theory, Research, and Practice, Anderson, R. and H.K. Baker (eds.), John Wiley & Sons, 2010, pp. 225242.

Abstract: This chapter discusses some of the research findings concerning board composition, with an emphasis on the demographic characteristics of board members. The chapter starts with a discussion of how economics and management scholars differ in their theoretical analyses of board diversity. These theoretical perspectives are then used to uncover the costs and benefits of board diversity. After a brief overview of the empirical literature, the case of gender diversity in the boardroom is discussed in greater detail. Implications for research, business practice, and policy are briefly summarized.

First version: September 2009. Preliminary version available here.

5 - Moderation in Groups: Evidence from Betting on Ice Break-Ups in Alaska
Renee Adams and Daniel Ferreira
Review of Economic Studies, July 2010, 77(3), 882-913.

Abstract: We use a large sample of guessed ice break-up dates for the Tanana River in Alaska to study differences between outcomes of decisions made by individuals versus groups. We estimate the distribution of guesses conditional on whether they were made by individual bettors or betting pools. We document two major distinctions between the two sets of guesses: (1) the distribution of guesses made by groups of bettors appears to conform more to the distribution of historical break-up dates than the distribution of guesses made by individual bettors, and (2) the distribution for groups has less mass in its tails and displays lower variability than the distribution for individuals. We argue that these two pieces of evidence are consistent with the hypothesis that group decisions are more moderate, either because groups have to reach a compromise when their members disagree or because individuals with extreme opinions are less likely to be part of a group.

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6 - What Determines the Composition of Banks' Loan Portfolios? Evidence from Transition Countries
Ralph De Haas, Daniel Ferreira, and Anita Taci.

Journal of Banking and Finance, February 2010, 34(2), 388-398.

Abstract: This paper explores how bank characteristics and the institutional environment influence the composition of banks' loan portfolios. We use a new and unique data set based on the EBRD Banking Environment and Performance Survey (BEPS), which was conducted for 220 banks in 20 transition countries. We show that bank ownership, bank size, and legal creditor protection are important determinants of the composition of banks' loan portfolios. In particular, we find that foreign banks play an active role in mortgage lending. Moreover, banks that perceive pledge and mortgage laws to be of high quality choose to focus more on mortgage lending.

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7 - Women in the Boardroom and their Impact on Governance and Performance
Renee Adams and Daniel Ferreira
Journal of Financial Economics, November 2009, 94(2), 291-309.

Abstract: We show that female directors have a significant impact on board inputs and firm outcomes. In a sample of US firms, we find that female directors have better attendance records than male directors, male directors have fewer attendance problems the more gender-diverse the board is, and women are more likely to join monitoring committees. These results suggest that gender-diverse boards allocate more effort to monitoring. Accordingly, we find that CEO turnover is more sensitive to stock performance and directors receive more equity-based compensation in firms with more gender-diverse boards. However, the average effect of gender diversity on firm performance is negative. This negative effect is driven by companies with fewer takeover defenses. Our results suggest that mandating gender quotas for directors can reduce firm value for well-governed firms.

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Media coverage: The Economist.
Financial Times (1 , 2 , 3), The Times, Observer (August 9 and August 16).
Invited comment in the Sunday Telegraph: If women ruled boards.
Oral evidence given to the UK Treasury Committee in the House of Commons (video).
Press coverage: FT, The Times, BBC News, Yahoo News.

8 - Strong Managers, Weak Boards?
Renee Adams and Daniel Ferreira
CESifo Economic Studies, September-November 2009, 55 (3-4), 482-514. (Symposium on Executive Pay).

Abstract: Many governance reform proposals are based on the view that boards have been too friendly to executives, for example, by awarding them excessive pay. Although boards are often on friendly terms with executives, it is less clear that they have systematically failed to function in the interests of shareholders. Understanding board monitoring requires a theory of boards that takes into account how firms provide incentives for their CEOs through other means. We develop a model in which a CEO's ownership stake and private benefits have opposite effects on his willingness to share private information with an independent board of directors. To encourage the CEO to communicate, the board may optimally commit to a low monitoring intensity when either CEO ownership is low or private benefits are high. Our model suggests that the existing cross-section evidence on the correlation between board composition and CEO ownership and tenure needs reevaluation. Using a new proxy for board monitoring, we provide new evidence that this cross-sectional correlation appears to be non-monotonic, with board independence first decreasing and then increasing in CEO ownership and tenure. We discuss the implications of our model for the design and evaluation of governance structures.

Prepared for CESifo Venice Summer Institute - Workshop on Executive Pay (July 2008).
PDF file.

9 - Understanding the Relationship between Founder-CEOs and Firm Performance
Renee Adams, Heitor Almeida, and Daniel Ferreira
Journal of Empirical Finance, January 2009, 16(1), 136-150.

Abstract: We use instrumental variables methods to disentangle the effect of founder-CEOs on performance from the effect of performance on founder-CEO status. Our instruments for founder-CEO status are the proportion of the firm's founders that are dead and the number of people who founded the company. We find strong evidence that founder-CEO status is endogenous in performance regressions and that good performance makes it less likely that the founder retains the CEO title. After factoring out the effect of performance on founder-CEO status, we identify a positive causal effect of founder-CEOs on firm performance that is quantitatively larger than the effect estimated through standard OLS regressions. We also find that founder-CEOs are more likely to relinquish the CEO post after periods of either unusually low or unusually high operational performances. All in all, the results in this paper are consistent with a largely positive view of founder control in large US corporations.

PDF file.
Media coverage: read the article on founder CEOs in Financial Director magazine.

10 - Do Directors Perform for Pay?
Renee Adams and Daniel Ferreira
Journal of Accounting and Economics, September 2008, 46(1), 154-171.

Abstract: Many corporations reward their outside directors with a modest fee for each board meeting they attend. Using a large panel data set on director attendance behavior in publicly-listed firms for the period 1996-2003, we provide robust evidence that directors are less likely to have attendance problems at board meetings when board meeting fees are higher. This is surprising since meeting fees, on average roughly $1,000, represent an arguably small fraction of the total wealth of a representative director in our sample. Thus, corporate directors appear to perform for even very small financial rewards.

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11 - One Share - One Vote: The Empirical Evidence
Renee Adams and Daniel Ferreira
Review of Finance, 2008, 12(1), 51-91.

Abstract: We survey the empirical literature on disproportional ownership, i.e. the use of mechanisms that separate voting rights from cash flow rights in corporations. Our focus is mostly on explicit mechanisms that allow some shareholders to acquire control with less than proportional economic interest in the firm (dual class equity structures, stock pyramids, cross-ownership, etc.), but we also briefly discuss other mechanisms, such as takeover defenses and fiduciary voting. We provide a broad overview of different areas in this literature and highlight problems of interpretation that may arise because of empirical difficulties. We outline potentially promising areas for future research.

PDF file.
Policy impact: here.

12 - A Theory of Friendly Boards
Renee Adams and Daniel Ferreira
Journal of Finance, February 2007, 62(1), 217-250.

Abstract: We analyze the consequences of the board's dual role as advisor as well as monitor of management. Given this dual role, the CEO faces a trade-off in disclosing information to the board: If he reveals his information, he receives better advice; however, an informed board will also monitor him more intensively. Since an independent board is a tougher monitor, the CEO may be reluctant to share information with it. Thus, management-friendly boards can be optimal. Using the insights from the model, we analyze the differences between sole and dual board systems. We highlight several policy implications of our analysis.

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Emerald Citations of Excellence Award, 2011.
Winner of the 2006 Egon Zehnder International Prize for the best paper in the ECGI working paper series on company boards and their role in corporate governance.
As of April 2010, this paper was the second most cited paper out of all articles published in the JF since 2007. Click here to see publisher's announcement and here to see the top ten list from the Web of Science.

13 - Corporate Strategy and Information Disclosure
Daniel Ferreira and Marcelo Rezende
RAND Journal of Economics, Spring 2007, 38(1), 164-184.

Abstract: We examine voluntary disclosures of information about corporate strategies. We develop a model in which managers choose whether to reveal their strategic plans only to some partners of the firm or also to the outside world. We show that managers face a tradeoff when deciding whether to disclose their private information to outsiders. On the one hand, by disclosing their intentions, managers become reluctant to change their minds in the future. This may lead them to make inefficient project implementation decisions. On the other hand, information disclosure about corporate strategy provides strong incentives for partners of the firm to undertake strategy-specific investments.

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14 - Options Can Induce Risk Taking for Arbitrary Preferences
Luis Braido and Daniel Ferreira
Economic Theory, April 2006, 27(3), 513-522.

Abstract: It is widely believed that call options induce risk-taking behavior. However, Ross (2004) challenges this intuition by demonstrating the impossibility of inducing managers with arbitrary preferences to always act as if they were less risk averse. If preferences and price distributions are unknown, risk-taking behavior cannot be always induced by an option contract. Here, we prove a new result showing that, with no information about preferences and some knowledge about prices, one can write a call option that makes all managers prefer riskier projects to safer ones. This points out that in order to design options that induce risk taking it is sufficient to have information about price distributions.

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15 - Powerful CEOs and their Impact on Corporate Performance
Renee Adams, Heitor Almeida, and Daniel Ferreira
Review of Financial Studies, Winter 2005, 18(4), 1403-1432.

Abstract: Executives can only impact firm outcomes if they have influence over crucial decisions. On the basis of this idea, we develop and test the hypothesis that firms whose CEOs have more decision-making power should experience more variability in performance. Focusing primarily on the power the CEO has over the board and other top executives as a consequence of his formal position and titles, status as a founder, and status as the board's sole insider, we find that stock returns are more variable for firms run by powerful CEOs. Our findings suggest that the interaction between executive characteristics and organizational variables has important consequences for firm performance.

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16 - Biased Managers, Organizational Design, and Incentive Provision
Cristiano Costa, Daniel Ferreira, and Humberto Moreira
Economics Letters, March 2005, 86(3), 379-385.

Abstract: We model the tradeoff between the balance and the strength of incentives implicit in the choice between hierarchical and matrix organizational structures. We show that managerial biases determine which structure is optimal: hierarchical forms are preferred when biases are low, while matrix structures are preferred when biases are high.

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17 - Democracy and the Variability of Economic Performance
Heitor Almeida and Daniel Ferreira
Economics and Politics, November 2002, 14(3), 225-257.

Abstract: Sah (1991) conjectured that more centralized societies should have more volatile economic performances than less centralized ones. We show in this paper that this is true both for cross-country and within-country variability in growth rates. It is also true for some measures of policies. Finally, we show that both the best and worst performers in terms of growth rates are more likely to be autocracies. We argue that the evidence in the paper is consistent with the theoretical implications in Sah and Stiglitz (1991) and Rodrik (1999a).

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