

\begin{table}
\caption{Marginal propensity to consume} 
\begin{tabular}{c c c c c} 
\toprule 
& & \multicolumn{3}{c}{Wealth percentile} \\ 
\cmidrule(r){3-5} 
Skill group & Employment &10th	& 25th	& 50th		 \\ 
\midrule 
Low  & Employed &   0.10    &       0.08  &         0.07  \\
Medium  & Employed &   0.04    &       0.03  &         0.03  \\
High  & Employed &   0.03    &       0.03  &         0.02  \\
Low  & Unemployed &   0.47    &       0.33  &         0.21  \\
Medium  & Unemployed &   0.10    &       0.06  &         0.05  \\
High  & Unemployed &   0.06    &       0.04  &         0.03  \\
Low  & Needy &   0.48    &       0.48  &         0.48  \\
Medium  & Needy &   0.49    &       0.49  &         0.10  \\
High  & Needy &   0.49    &       0.13  &         0.07  \\
\bottomrule
\end{tabular} 
\end{table}
